Author BioPublished August 13, 2016
My Monthly Money Matters & More | D. DeFiore
I am a single mother who wanted to create a tool to help teach my son how to budget his income and expenses. So I created this journal to help people young and old, learn how to track, budget, and manage their income, expenses, savings, and investments.
In high school you are taught the basics and how to balance a checkbook. In college you are taught the skills required to obtain a good paying position. But unless you take a specific course, you are never taught how to track, budget, and manage your income, expenses, savings, and investments.
I believe that if you cannot see where your income is going, you cannot properly budget and manage that income. This journal is addictive, the more you use it, the more you focus on tracking and managing your income and expenses, as well as savings and investments.
You can view and track all of your monthly income and expenses in one glance. By having your checkbook register incorporated with your monthly income and expenses, you can total your gasoline charges by month and enter that total on your monthly expense sheet. You can do the same with your grocery purchases, entertainment, home repairs, and miscellaneous expenses. This allows you to see on a month-to-month basis, not only what your hard expenses are, but where you might want to adjust some of your miscellaneous expenses in order to save and/or invest more for the future.
I hope you enjoy the ease and organization this journal provides on a daily basis.